Nexo is a crypto wealth platform that lets you earn interest, borrow against your digital assets, and spend your crypto with a payment card. Operating since 2018, it manages over $7 billion in assets across 200+ jurisdictions. The platform is available on web, iOS, and Android.
What is Nexo?
Nexo is a digital asset wealth platform that combines earning, borrowing, and spending into a single application. Users deposit cryptocurrencies to earn up to 15% annual interest, take out credit lines backed by their holdings, and use the Nexo Card for everyday purchases. The company, founded in 2018, serves clients in 200+ jurisdictions with 24/7 customer care.
Key Features
- Interest earning — Earn up to 15% annually on digital assets through Flexible Savings, with daily interest payouts.
- Exchange — Trade over 100 cryptocurrencies, including Bitcoin, Ethereum, Solana, and USDC.
- Credit Line — Borrow against your crypto immediately, with funds sent to your bank or as stablecoins.
- Nexo Card — Spend without selling, earn up to 2% cashback, and add to Apple Pay.
- Loyalty Program — Hold more than $5,000 to get daily interest, lower borrow rates, and crypto cashback.
- Custody and security — Institutional-grade custody with 24/7 client care and regulatory compliance.
- Proven track record — Operating since 2018, $7+ billion in assets under management, and $465+ billion processed.
Who is it for?
- Individual crypto investors — Grow savings by earning interest on idle digital assets.
- Borrowers — Unlock liquidity by taking a credit line against crypto without selling it.
- Businesses — Use the corporate account for digital asset treasury management, OTC trading, and dedicated client care.
- High-net-worth individuals and family offices — Access Nexo Private for tailored onboarding, a dedicated relationship manager, and bespoke credit with $100,000 in digital assets.
What can you do with Nexo?
- Earn passive income — Deposit crypto and receive daily interest payments, with rates up to 15% annually.
- Get instant loans — Take a crypto-backed credit line and receive funds in stablecoins or fiat to your bank.
- Pay with crypto — Use the Nexo Card to make purchases, with up to 2% cashback, and add it to Apple Pay for contactless payments.
- Manage a portfolio — Exchange between over 100 assets and transfer crypto across 20+ blockchain networks.
How does Nexo work?
After creating an account and completing a quick identity check, you can transfer crypto via bank transfer or from external wallets across 20+ blockchains. Then opt in for interest earning and maintain an account balance above $5,000 to start earning daily interest and access loyalty benefits.
FAQ
How can I create an account on Nexo?
Sign up, confirm your email, and complete a fast identity check. Once verified, you can buy or transfer crypto to begin.
How do I start earning interest?
Buy or transfer crypto, opt in for interest earning in the Nexo app, and keep an account balance above $5,000 worth of digital assets. You'll earn daily interest via Flexible Savings.
What cryptocurrencies can I buy and hold on Nexo?
Nexo offers over 100 cryptocurrencies, including Bitcoin, Ethereum, Solana, and USDC, purchasable through Apple Pay, Google Pay, bank transfers, or bank cards.
How can I open a Credit Line against my digital assets?
Once you top up crypto, you can immediately access your Credit Line and borrow funds, sent to your bank account or as stablecoins.
